The only thing more painful than losing at baccarat is losing and then having to pay a large accumulated vig. Winning bank wagers are recorded by the dealer and the vig is usually collected at the end of the shoe, but there’s no rule that says you can’t settle up sooner.
Some players pay after every winning wager. Whatever you choose to do, just remember that properly accounting for the vig as you play will help you avoid an unpleasant surprise.
Baccarat’s price for fun and money management
Baccarat is a negative expectation game. There is no strategy to get around this. Happily, the maximum price for fun is a slim 1.24 percent if you avoid betting tie and you have average luck. A $500 bankroll will turn into about $490 after fifty $10 wagers.
That’s approximately thirty minutes of mini-baccarat action. Regular baccarat moves at half that speed. Of course, your luck will probably be better or worse than average, so be prepared to will or lose more. If you hit a losing streak, don’t stick it out.
Stop after four or five bad hands. Yes it’s tough to walk away, especially if you just started, but the alternative is possibly blowing your session bankroll in about twenty minutes. If that’s an acceptable price for fun then go ahead, but otherwise go for coffee.